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What is considered a prohibited act under Section 493.6118 (1) regarding license application?

  1. Fraud or willful misrepresentation in applying for a license

  2. Using an agency name without approval

  3. Failing to pay licensing fees

  4. Not submitting background checks

The correct answer is: Fraud or willful misrepresentation in applying for a license

Fraud or willful misrepresentation in applying for a license is considered a prohibited act under Section 493.6118 (1) because it undermines the integrity of the licensing process. This provision is designed to ensure that applicants provide truthful and accurate information when seeking a license, which is critical for maintaining public trust and safety within the private investigation industry. Engaging in fraudulent behavior not only violates legal and ethical standards but also can lead to serious consequences, including the denial of the application and potential legal action. The other actions listed, while relevant to licensing requirements, do not specifically address the core issue of misrepresentation. For example, using an agency name without approval and failing to pay licensing fees may result in administrative penalties or issues with compliance, but they do not involve the same level of integrity violation associated with fraudulent misrepresentation. Similarly, not submitting background checks falls into compliance deficiencies rather than actively misleading authorities, which is the crux of what's addressed in Section 493.6118 (1).